Small Business Cyber Protection
You don't need enterprise complexity to get enterprise-level cyber protection. Our small business cyber insurance is affordable, straightforward, and designed for your needs.
Why Hackers Love Small Businesses
Small businesses have become cybercriminals' favorite targets because they offer valuable data and payment systems with often weaker security defenses.
Weaker Security
Limited IT resources mean fewer security layers, making small businesses easier to breach than large corporations.
Valuable Data
Customer credit cards, employee records, and financial data are just as valuable from small businesses as large ones.
Payment Processing
Every business that accepts credit cards handles payment data that criminals want to steal and sell.
Limited Awareness
Many small business owners underestimate their cyber risk, making them unprepared for sophisticated attacks.
Quick Payoffs
Small businesses are more likely to pay ransoms quickly to restore operations, encouraging more attacks.
Supply Chain Access
Attacking small suppliers can provide a pathway to larger, more valuable corporate targets.
Smart Protection That Fits Your Budget
Cyber insurance costs a fraction of what you'd pay for a single data breach. Real protection without the enterprise price tag.
Annual Insurance vs. Single Breach Cost
Cyber Insurance Premium
$1M coverage for typical SMB
Average Data Breach
SMB incident response costs
Ransomware Recovery
Downtime + restoration costs
Insurance ROI
Protection value multiple
What Your Small Business Gets
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24/7 Incident Response
Immediate expert help when attacks happen
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Ransomware Coverage
Ransom payments, decryption, and recovery
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Business Interruption
Lost income while systems are down
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Legal & Notification Costs
Customer notifications and regulatory compliance
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Credit Monitoring
Identity protection for affected customers
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Regulatory Fines
PCI-DSS and data protection penalties
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Social Engineering Protection
Business email compromise and fraud coverage
Most Common Small Business Cyber Attacks
These are the attacks we see hitting small businesses every day. Our insurance covers all of them, plus expert response to minimize damage.
Ransomware
Criminals encrypt your files and demand payment. Hits small businesses every 11 seconds.
Business Email Compromise
Fake emails trick you into wiring money or sharing sensitive information.
Data Breaches
Customer credit cards, personal information, or business data gets stolen.
Point-of-Sale Attacks
Malware steals credit card data from payment terminals and cash registers.
Website Attacks
Hackers deface your website, inject malware, or steal visitor information.
Employee Mistakes
Accidentally sending customer data to wrong recipients or losing devices.
Small Business Cyber Insurance FAQ
Do small businesses really need cyber insurance?
Yes. 43% of cyber attacks target small businesses, and 60% go out of business within 6 months of a major breach. Small businesses are often easier targets because they typically have fewer security resources than large corporations.
How much does cyber insurance cost for small businesses?
Cyber insurance for small businesses typically costs $750-$3,000 annually for $1M in coverage, depending on industry, revenue, and data types handled. This is far less than the average $200K cost of a data breach.
What cyber coverage do small businesses need most?
Small businesses most need coverage for ransomware attacks, business email compromise, data recovery costs, and business interruption. These represent the most common and costly cyber threats to SMBs.
Will my general liability policy cover cyber attacks?
No. General liability specifically excludes cyber incidents. You need dedicated cyber insurance to cover data breaches, ransomware, business interruption, and the specialized response services you'll need.
Do I need cyber insurance if I don't store customer data?
Yes. Even businesses without customer data face cyber risks from ransomware, business email compromise, and system downtime. Cyber insurance also covers your own business records, financial information, and vendor data.
How quickly can I get cyber insurance coverage?
Most small business cyber insurance policies can be issued within 24-48 hours after completing our security questionnaire and application. Emergency coverage is available for businesses facing immediate threats.
Protect Your Small Business Today
Don't become another statistic. Get affordable cyber protection designed specifically for small businesses. Quick quotes, fast coverage, expert support when you need it most.