Insurance for Technology Companies & MSPs
From solo developers to growing MSPs, we place the coverage that lets you sign the contract and do the work: technology E&O, cyber liability, general liability, and the policy your clients require.
What we cover
Coverage built around what you deliver
A technology company's exposure runs from the work itself to the systems that support it to the contracts that require proof of both. Here are the lines most tech companies and MSPs carry, and why.
Technology E&O (Professional Liability)
Covers claims that your software, deployment, or IT service caused a client a financial loss. It's the coverage most enterprise and government contracts require before you can sign.
Ask about itCyber & Data
Covers your own breach or data incident, including client data you hold or manage. MSPs carry outsized exposure here since a breach at your business can cascade to every client you serve.
Learn moreGeneral Liability
Covers third-party injury and property damage, whether that's an office lease, a client site visit, or a trade show booth. Often required before you can occupy space or sign a services agreement.
Learn moreBusiness Owner's Policy
Bundles property and liability coverage for your office, equipment, and day-to-day operations into one policy built for a smaller technology business.
Learn moreWorkers' Compensation
Covers medical costs and lost wages when an employee is hurt, and is required in nearly every state once you have staff on payroll.
Learn moreMedia Liability
Covers claims tied to content you publish or distribute, such as copyright or trademark disputes, which comes up for companies that ship apps, sites, or branded material.
Ask about itTwo different questions, two different policies
Tech E&O and cyber insurance get lumped together often, but they answer different questions. Tech E&O asks: did your work cause a client a financial loss? A bug that corrupted their data, a deployment that took down their system, an integration that didn't perform as promised. Cyber asks a separate question: was your own business breached? A ransomware event, a stolen laptop, a compromised email account.
Client contracts frequently require proof of both before you can sign. An enterprise buyer wants to know that a mistake in your work is covered, and separately, that a breach on your end won't become their problem. We place the two together so a paperwork gap never holds up a deal.
We build the whole program around the services you deliver: what you build, who you serve, and what your contracts require. Not a generic policy written for a business that looks nothing like yours.
Technology & MSP insurance FAQ
What insurance does a tech company or MSP need?
Most technology businesses start with technology errors and omissions, which covers claims that your product or service caused a client a financial loss. Cyber liability covers your own data breach or security incident. Add general liability for third-party injury and property claims, a business owner's policy for your office and equipment, and workers' compensation once you have employees. We build the mix around the services you deliver.
What is the difference between Tech E&O and cyber insurance?
Tech E&O responds when a client says your work, whether that's software, a deployment, or an IT service, caused them a financial loss. Cyber insurance responds when your own systems or data are breached, regardless of whether a client ever claims a loss. The two overlap in places but cover different triggers, which is why most technology companies carry both.
My client contract requires E&O and cyber. What does that mean?
Enterprise and government clients frequently won't sign a services agreement until you can show proof of both technology E&O and cyber coverage, often at specific limits. This is standard for vendors handling their data or their systems. We place both lines together and issue the certificate of insurance a contract requires so it doesn't hold up your signature.
Do software companies need general liability?
Yes. General liability covers third-party bodily injury and property damage, which still applies even to a fully remote software company: an office lease, a client visit, or a trade show booth can all trigger a claim. It's also frequently a lease or contract requirement, separate from the E&O and cyber coverage that addresses your actual product or service.
Tell us what you build, we'll build the coverage
From a solo developer to a growing MSP, we place the E&O, cyber, liability, and comp your contracts require, and we get the certificates out fast. Tell us how you operate and we'll bring back options to compare.