Cyber Insurance That Actually Protects
When hackers attack, you need more than hope. Our policies cover the costs that actually pile up: forensics, legal fees, lost revenue, and the response team to get you back online.
Complete Cyber Protection
Our policies cover both sides of a cyber incident: your direct costs (first-party) and the liabilities from affected customers and regulators (third-party).
First-Party Costs
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Business Interruption
Lost income and extra expenses while systems are down
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Data Recovery
Forensic investigation and system restoration costs
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Breach Notification
Legal-compliant customer and regulatory notifications
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Crisis Management
PR support to protect your reputation
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Extortion Payments
Ransomware and cyber extortion coverage
Third-Party Liabilities
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Regulatory Fines
HIPAA, PCI-DSS, and other compliance penalties
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Customer Lawsuits
Defense costs and damages from privacy claims
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Credit Monitoring
Identity theft protection for affected individuals
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Legal Defense
Experienced cyber liability attorneys
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Media Liability
Website content and social media claims
The Threat is Real and Growing
Cyber attacks aren't just a "big business" problem. Small and medium businesses are prime targets because they often have weaker defenses but valuable data.
of cyber attacks
target small businesses
of small companies
go out of business within 6 months of a breach
average breach cost
includes all direct and indirect costs
between ransomware attacks
frequency continues to increase
Cyber Insurance Questions & Answers
What does cyber insurance cover?
Cyber insurance covers both first-party costs (business interruption, data recovery, notification costs, forensics) and third-party liabilities (lawsuits, regulatory fines, credit monitoring). It also provides access to expert incident response teams.
How much cyber insurance coverage do I need?
Coverage needs vary by industry and business size. Most small businesses start with $1M in coverage, while larger companies or those in regulated industries may need $5M-$10M+. We assess your specific risk profile to recommend appropriate limits.
Does cyber insurance cover ransomware?
Yes, cyber insurance typically covers ransomware attacks including ransom payments (where legally permitted), business interruption losses, data recovery costs, and incident response expenses.
Will cyber insurance cover social engineering attacks?
Many policies now include social engineering coverage for business email compromise and fraudulent transfer scams. However, coverage varies by insurer and may require specific endorsements.
Do I need cyber insurance if I don't store customer data?
Yes. Even businesses without customer data face cyber risks from ransomware, business email compromise, and system downtime. Cyber insurance also covers your own business records and financial information.
How do cyber insurance claims work?
When you have an incident, you contact our 24/7 hotline. We immediately connect you with our incident response team who handles forensics, legal notifications, and recovery while we process your claim. Pre-approved vendors ensure fast response and proper documentation.
Don't Wait for a Breach to Get Protected
Get a quote built around your industry and risk profile. Takes about 10 minutes to get started.