Surety bonds
We write the license, permit, and contract bonds that let contractors and businesses stay licensed, bid work, and operate. Most standard bonds are issued quickly, and we handle them alongside the rest of your coverage.
A guarantee, not a policy
The bond that lets you stay licensed and win work
A surety bond is a guarantee a state, city, or project owner requires before they will license you or let you bid. It is worth understanding that a bond protects the party requiring it, not you. If the surety pays a claim, you repay it, which is why bonds are underwritten more like credit than like insurance. Handling your bonds where your coverage lives keeps the whole operating stack in one place and the paperwork moving.
Types of bonds we write
From the license bond that keeps you operating to the contract bonds larger projects require.
Contractor license bonds
The bond many states and cities require to hold a contractor license and pull permits. Issued fast, in the amount your jurisdiction sets.
Permit bonds
Project- or permit-specific bonds a municipality requires before work in the right-of-way or on public property.
Bid bonds
A guarantee that you will stand behind your bid and enter the contract if you win, required on many competitive projects.
Performance bonds
A guarantee that you will complete the project according to the contract, the core bond on public and larger private work.
Payment bonds
A guarantee that your subcontractors and suppliers are paid, which keeps liens off the project and is usually paired with a performance bond.
Court & fiduciary bonds
Probate, appeal, and other bonds a court or fiduciary role requires, handled alongside your business bonds.
How getting bonded works
Tell us what's required
The jurisdiction or project sets the bond type and amount. Send us the requirement, or your license details, and we identify exactly what you need.
We place it with a surety
Standard license and permit bonds are issued quickly, often the same day. Larger contract bonds involve a short review of your business and financials, which we walk you through.
You get the bond and stay covered
We deliver the bond in the form the jurisdiction or owner requires and track renewals so your license and projects stay in good standing.
Surety bond FAQ
What is a surety bond?
A surety bond is a three-party guarantee. You, the business, promise to meet an obligation, a state or project owner requires the bond, and the surety backs your promise. If you fail to perform, the surety pays the claim and you repay the surety. It is not insurance that protects you, it is a guarantee that protects the party requiring it.
How is a bond different from insurance?
Insurance protects you against your own losses, and you do not repay the insurer. A surety bond protects a third party, and if the surety pays a claim on your behalf, you are expected to pay it back. That is why bonds are underwritten more like credit than like insurance.
Do I need a license or permit bond?
Many states and municipalities require a contractor license or permit bond to hold your license and pull permits. The required amount is set by the jurisdiction. We write the bond you need to stay licensed and get it issued quickly, usually the same day for standard amounts.
What are bid, performance, and payment bonds?
These are contract bonds used on larger projects. A bid bond guarantees you will honor your bid, a performance bond guarantees you will complete the work as agreed, and a payment bond guarantees your subs and suppliers get paid. Public projects and many private ones require them, and we arrange them alongside your coverage.
Tell us what you need bonded and we'll handle it
License, permit, or contract bonds, issued quickly and tracked at renewal, alongside the rest of your coverage.